Privacy Policy
Last updated: 4 November 2026
This Privacy Policy explains how MoneySmart Naija (moneysmartnaija.com, “we”, “us”) collects, uses and protects information when you visit our website. The site is owned by Charles Anosike. If you have questions, email canosike86@gmail.com.
1. Information we collect
- Information you send us: if you email us, we receive your email address and whatever you include in your message.
- Information collected automatically: like most websites, our server and third-party tools may log your IP address, browser type, device, pages visited, referring site and the date and time of your visit.
- Cookies and similar technologies: see section 3.
We do not ask for, and do not want, sensitive data such as BVN, bank details or passwords.
2. How we use information
- To run, secure and improve the website.
- To understand which content is useful, using aggregated analytics.
- To reply to your messages.
- To show advertising that helps keep the site free.
We do not sell your personal information.
3. Cookies
Cookies are small text files stored on your device. We and our partners use them to remember preferences, measure traffic and serve and measure ads. You can block or delete cookies in your browser settings; some features may not work properly if you do.
4. Google AdSense and third-party advertising
We use, or may use, Google AdSense to display ads. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites. Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visits to this and/or other sites on the internet.
You may opt out of personalised advertising by visiting Google’s Ads Settings. You can also opt out of some third-party vendors’ use of cookies for personalised advertising at www.aboutads.info. Learn more about how Google uses information from sites that use its services at policies.google.com/technologies/partner-sites.
Where required by law (for example for visitors in the EEA, UK or Switzerland), a consent message will ask for your choice before personalised ads are shown.
5. Analytics
We may use Google Analytics or a similar service to understand how visitors use the site. These tools use cookies to collect information such as pages viewed and time on site, reported to us in aggregate. You can install the Google Analytics opt-out browser add-on.
6. Affiliate and product links
Some articles link to digital products sold by the site owner on Selar. If you buy, the purchase is handled by Selar under its own privacy policy; we do not receive your card details.
7. Third-party links
Our articles link to other websites, such as government agencies and news sources. We are not responsible for their privacy practices.
8. Data retention and security
We keep emails only as long as needed to respond and for reasonable record-keeping. We use reasonable measures, including HTTPS, to protect the site, but no online service is completely secure.
9. Your rights
Depending on where you live, including under Nigeria’s Data Protection Act 2023, you may have rights to access, correct or delete personal data we hold about you, and to object to certain processing. Email us to make a request.
10. Children
This site is intended for adults and is not directed at children under 13. We do not knowingly collect their data.
11. Changes
We may update this policy. The date at the top shows the latest version.
12. Contact
Email canosike86@gmail.com.